Affordability Calculator
Monthly Gross Income $ Monthly Debt Expenses [?] Monthly Debt and Obligations Should Include:
- Monthly Credit Card Payments
- Monthly Auto Payments
- Monthly Child Support
- Monthly Association Fees
- Other Monthly Obligations, but NOT utility bills.
$ Down Payment: $ Interest Rate: % Closing Cost Estimator
Loan Information Loan Amount $ View/Edit Closing Cost Details Traditional Closing Expenses Discount Points Origination Fee % Lender Processing Fees $ Credit Report $ Appraisal $ Title Insurance $ Reconveyance Fee $ Recording Fee $ Wire and Courier Fees $ Endorsement Fee $ Title Closing Fee $ Title Document Prep Fee $ Other Fees $ Mortgage Calculator
$ % yrs % $ Pages
Real Estate News- Congress Extends Flood Ins. in Last-Minute Deal October 1, 2023Following a “Call for Action” issued by NAR Fri. night and shared by Florida Realtors Sat., Congress and the president extended government funding to Nov. 17.
- HUD Clarifies RE Civil Rights Protections September 29, 2023HUD joined seven other agencies, saying that “Title VI of the Civil Rights Act of 1964 prohibits antisemitism, Islamophobia and related forms of discrimination.”
- RE Diversity Groups Ban Together, Target Hate September 29, 2023A diverse group of RE professionals – Asian, Hispanic, LGBTQ+ and women – say they will jointly oppose the “vocal minority” who fight against diversity.
- Building Code Proven to Help During Storms September 29, 2023But a new report suggests growth along Fla.’s coast undermines those hard-won building-code gains and fuels the rising cost of windstorm insurance.
- Buyers’ Tactics in the Face of High Mortgage Rates September 29, 2023Buyers may be able to make rising mortgage rates less onerous by using one or more of these nine tips suggested by RE agents and lenders.
- Core Inflation Prices Barely Budged in Aug September 29, 2023While inflation rose 3.5% year-to-year in Aug. – still above the Fed’s 2% goal – it was only up 0.1% month-to-month after backing out higher gas prices.
- Shutdown Can Stop FEMA Funds for Hurricane Victims September 28, 2023Without more funding in a new federal budget, FEMA will ration aid efforts. It still appears likely new flood policies and other RE must-haves expire at midnight Sat.
- Mortgage Rates Hit 7.31% – a 23-Year High September 28, 2023Last week, a 30-year, fixed-rate loan averaged 7.19%; a year ago, it was 6.70%. The last time rates were this high was in 2000 when home values weren’t going up.
- NAR: Pending Sales Fell 7.1% in Aug. September 28, 2023NAR Chief Economist Yun says “increased housing inventory and better interest rates are essential” for a real estate market rebound.
- Fla.-Run Citizens Policy Count Could Decrease September 28, 2023The “insurer of last resort” lowered its end-of-year policy-count forecast to 1.3M as more private insurers offer coverage. Earlier estimates called for up to 1.7M.
- Congress Extends Flood Ins. in Last-Minute Deal October 1, 2023